Personal Finance and Lifestyle Blog

Financial Independence Personal Finance

How I Doubled My Salary in 4 Years!

How I Doubled My Salary in 4 Years Okay okay, I wish I was reporting that I doubled it from 50K to 100K being able to claim I’m a 6 figure income earner, but right now that is not the case.  But, I have worked to increase my salary from 28K a year to 55K currently in just a few short years, and that is still something to cheer about! And plus, just because you earn 6 figures doesn’t mean …

Money 101

How I Saved Money On My Car Insurance

How I Saved Money On My Car Insurance When choosing to go down this financial savvy lifestyle, if you will, I started looking at where I could cut costs.  Of course that first started with shopping, the occasional pedicure, and drinks out.  Then I started to dive deeper into what bills I could potentially shrink down. For whatever reason I was always instilled that State Farm is the best agency to go with when it comes to insurance.   Dad …

Personal Finance Money 101

Basic Financial Terms You Should Know

Basic Financial Terms You Should Know As someone who is changing my financial path drastically, I have come across a significant amount of basic financial terms that I think everyone should know. My Not So Stellar Past Financial Experience I used to have a job working as a Legal Assistant to a Social Security Disability Attorney.  The pay wasn’t high, but he would occasionally slip us some extra money when we were leaving for a vacation or at the holidays.  …

Money 101

How to Start a Budget (without depriving yourself!)

Budgeting 101: It’s all about a mindset.  Honestly, you’ve got to completely shift your thinking and determine what’s important in your life! The way I shifted my mindset is by listening to a plethora of podcasts and reading personal finance books.  Knowledge is power.  I didn’t even know I would ever be in to personal finance, and well, here I am. To begin, I would start by tracking your spending, especially if you already know you are living outside of …

Money 101

Boxed vs. Costco

Boxed versus Costco I know everyone loves Costco, including me.  I have great memories of going there with my mom when I was younger.  Sampling the goodness they offered at the end of the isles, as well as insisting on her buying Laffy Taffy in bulk.  It’s such a great concept, and a company who treats their staff with amazing benefits, but I can’t bring myself to go there, because of Boxed. Why I shop at Boxed and think you …

Personal Finance

Our Biggest Money Mistake to Date

Our Biggest Money Mistake to Date That one time we bought a boat. And to this day, still technically own it, but it’s on ze market! Perhaps we were bored one day, I don’t really know what sparked the interest.  None the less, my husband thought we should start looking to buy one.  We lived near water, didn’t have any extra “toys” and I thought this could be fun! Let’s live a little. My Past Boating Experience Back track 12 …

Lifestyle

Why I Ditched the Big Wedding

Why I Ditched the Big Wedding:  November 9, 2014, a day that started out with my closets gal pals at a mimosa filled brunch, followed by an afternoon of makeup, hair, and oh yes, our wedding! Our wedding was a destination wedding in St. Thomas, USVI, which included a very short guestlist of 20 people.  30 invited, 20 were able to attend.  It was magical, but simple, and very minimal effort put in by myself.  Just how I wanted it. …

Lifestyle

Life in the Big Easy

What It’s Like Living in New Orleans Wow! That’s the first word that comes to mind when I think I get to live in this beautiful city.  I am so lucky! New Orleans is known for it’s creole cuisine, non-stop festivals, including the most popular, Mardi Gras.  It’s also known for its architecture, music and extremely well known nightlife, known as Bourbon Street.  When people ask me what I love about this place, I can’t quite put my finger on …

Financial Independence Lifestyle

Living that D.I.N.K Life

Double Income No Kids: When growing up my dad always told me to not get a M.R.S. Degree, meaning don’t be just a wife.  He was always encouraging me to stay in college even when I thought an Associates Degree would be enough. Dad always coming through with the dad jokes.  I thankfully, yet at the time, dreadfully, continued my education on through my Masters Degree in Social Work. Although I didn’t have much financial education growing up, I was …

Financial Independence

How We Paid Off 100K in Debt

How We Paid Off 100K in Debt: As of today, my husband and I sit fairly care free as we have accomplished paying off 100K dollars worth of debt! And now cash flow everything.  A big accomplishment, eh?  Today I will write about what kind of debts we accrued, how we managed to pay them off, and why we strive not be in debt ever again.  Unless we purchase a house somewhere down the road…and we can tackle that once …

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